Commercial Auto Insurance
Many states require individuals to purchase auto insurance to protect their cars. Car insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply. As a business owner, you need the same kinds of insurance coverages for the car you use in your business - liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
What type of insurance coverage you need will depend on the vehicle, and the kind of driving you do. Our insurance agents will ask you the many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
L.A. Insurance Inc. presents special benefits designed exclusively for our business auto and motor vehicle insurance clients including:
Business Car Insurance
Commercial Van Insurance policies
Commercial Truck Insurance policies
Box Truck Insurance coverage
Tow Truck Insurance coverage
Dump Truck Insurance coverage