Business Insurance

Errors and Omissions Insurance

Errors & Omissions Insurance coverage is a form of specialty business insurance that can be tailored to suit your specific business. This type of policy provides a special type of liability coverage that best suits the industry and employees of your business. In most cases, Errors & Omissions coverage can be tailored to cover the risks and exposures that your particular business can face.

If you own a business that provides any type of advice or professional opinion (i.e. doctors and lawyers), then it is extremely important for you to have Errors & Omissions coverage along with your business insurance. Errors & Omissions insurance that protects you from just that: errors and omissions caused by your employees. This type of policy covers most costs and claims that may occur because of errors caused by employees, failure to complete/perform work promised within a contract, etc. It’s important to consider all the risks to your business and all possible errors, omissions, and mistakes that can be made by professionals in your field.

A company that chooses not to purchase E&O coverage is taking a serious financial risk. These types of losses are not covered under a general liability policy, and even if you aren’t at fault, litigation is both time-consuming and expensive. As with any insurance, the best time to buy an E&O policy is before the risk is taken. Customers will also feel secure knowing that if an error occurs, they will be compensated.

If you’re in any business where you provide a service to a client for a fee, you’re subject to E&O exposure. Even with the best employees and the best risk management, there is room for human error. No one is perfect; L.A. Insurance Inc. understands this. Contact us today for more information on Errors and Omissions Insurance and fill out our free quote form!

Florida Insurance Agency offering Errors and Omissions Insurance policies in Lehigh Acres, Fort Myers, Estero, and Cape Coral Florida.

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